My Experience of Not Having Health Insurance for Many Years
Imagine that you have spent most of your life in one job. Now, imagine that you lose your job tomorrow. Along with losing the security of a exact paycheck and retirement benefits, you lose your health insurance coverage as well. No matter where you are perched on the political fence, the lack of affordable health insurance in the United States is a serious philosophize.
According to Infoplease, 14.2% of Maryland residents had no health insurance in the year 2004-2005. The lack of affordable health insurance in the United States is a serious jam which affects all of us. I know about the serious problems that result from the lack of health insurance, because I am writing from personal experience.
Since taking over my Grandfather’s company in the early nineties, my Dad has been a self-employed office furniture dealer. Like many other self-employed people, Dad could not afford to carry me on his company’s health insurance policy. The expensive insurance premiums which Dad would have paid to carry me on his company’s insurance policy were mostly due to my having a physical disability. Since I have Cerebral Palsy, a preexisting condition, carrying me on his health insurance was a very expensive proposition. At the time Dad took over the business, my family could not afford to carry me on his company’s health insurance policy.
As a result, I was without health insurance for seven years. During this time, I discovered many obstacles to receiving quality health care. This is especially lawful when you are a consumer with important medical needs. For any medical issues related to my orthopedic needs resulting from Cerebral Palsy, I received medical care at two different free clinics. One of the clinics was located in my situation. God wired me to be an optimistic woman. As you can imagine, I expected to receive edifying care, at least from the clinic in my status. I was surprised and disappointed in the unpleasant care I received at both clinics.
It is certainly not encouraging for anyone to be treated as an object and not a wonderfully God-created human being. However, I am saddened and dismayed to relate that this was my experience with the no-cost options for my health care. I am blessed to be a gleaming, issue and smart lady. Unfortunately, I was not treated like an intellectual lady by either of the two doctors who provided me care at both of the clinics. Looking attend, I now realize that I was treated more like an object than an philosophize woman who has thoughts, feelings and viewpoints that matter.
The only reason that I even consulted with clinic doctors was due to the fact that I was experiencing a very serious and painful medical site related to my disability. After almost fifteen years of efforts to hold my suitable hip in the socket using several forms of physical therapy, I learned a very painful lesson. Our bodies don’t always agree with the desires of our hearts. My hip went out of socket in January, 1994. In retrospect, I had years of warning about my hip, but the doctor was a difficult and arrogant man. This particular doctor remains very distinguished for how he performs surgery. However, the fact that this doctor lacked warmth and sensitivity and had the bedside manner of a tree stump was a major red flag to me. Although this doctor originally diagnosed my factual hip as going out of socket in May, 1993, I chose not to authorize him to operate on me. At the time, this was the best decision because our doctor-patient rapport was not the best. We were socially acceptable, but we really didn’t gain along at all.
The longer that my family and I searched for a knowledgeable, agreeable and caring doctor, the more intolerable my afflict became. Eventually, my injure reached the point where my only comfortable situation was complete bed rest. If you have ever traveled to another country, then you can probably savor how fantastically blessed we are to be living in the United States of America. Ironically, as wealthy as our country is, there serene exist sinful differences in the treatment of the people who have health insurance and those who do not. As both an American and a patient, I am deeply saddened and disappointed that this is the unacceptable reality of our modern healthcare system.
Physically, I knew that I could not buy the harm noteworthy longer. Imagine that someone is constantly sticking your leg with hot, prickly, pins for over seven years. It is excruciating! That is exactly how I felt all the time. I knew I needed major surgery to be comfortable again and have any chance of regaining my ability to function in my daily life. So that I would receive remarkable needed health insurance for an operation which I seriously needed, my mom went to work part-time as an Attendance Secretary for the largest school system in our residence.
A month before my senior year of high school, I underwent hip relocation surgery. I was in a pudgy body cast for three months during the hottest time of the year! My recovery, which was originally expected to only last six weeks, in reality lasted three and a half years. As a result, I underwent many hours and forms of intense physical therapy. When you are sixteen, you don’t always like the slay goal. During this time, I did not understand why I peaceful damage, or why my therapist Cara was motivating me with music to work until I screamed and cried. Looking help now, I worship Cara very remarkable for her dedication, encouragement and commitment to me and my healing process. I knew that my healing process was in the Lord’s control and timing all along!
I am so incredibly thankful, both for the improvement and return to normalcy of my health, and God’s abundant blessings in each fresh day. Sadly, the lack of affordable health insurance remains a serious predicament for many Americans. In my notion, this is pathetic and unacceptable. We are in a healthcare crisis in the United States and are in serious need of a national health insurance policy. As both a patient who receives healthcare on a continuing basis and a tax-paying citizen, I hope and pray that the establishiment of a national health insurance program is accomplished in the come future.
Imagine that you have spent most of your life in one job. Now, imagine that you lose your job tomorrow. Along with losing the security of a trusty paycheck and retirement benefits, you lose your health insurance coverage as well. No matter where you are perched on the political fence, the lack of affordable health insurance in the United States is a serious announce.
According to Infoplease, 14.2% of Maryland residents had no health insurance in the year 2004-2005. The lack of affordable health insurance in the United States is a serious predicament which affects all of us. I know about the serious problems that result from the lack of health insurance, because I am writing from personal experience.
Since taking over my Grandfather’s company in the early nineties, my Dad has been a self-employed office furniture dealer. Like many other self-employed people, Dad could not afford to carry me on his company’s health insurance policy. The expensive insurance premiums which Dad would have paid to carry me on his company’s insurance policy were mostly due to my having a physical disability. Since I have Cerebral Palsy, a preexisting condition, carrying me on his health insurance was a very expensive proposition. At the time Dad took over the business, my family could not afford to carry me on his company’s health insurance policy.
As a result, I was without health insurance for seven years. During this time, I discovered many obstacles to receiving quality health care. This is especially correct when you are a consumer with famous medical needs. For any medical issues related to my orthopedic needs resulting from Cerebral Palsy, I received medical care at two different free clinics. One of the clinics was located in my site. God wired me to be an optimistic woman. As you can imagine, I expected to receive ample care, at least from the clinic in my situation. I was surprised and disappointed in the immoral care I received at both clinics.
It is certainly not encouraging for anyone to be treated as an object and not a wonderfully God-created human being. However, I am saddened and dismayed to relate that this was my experience with the no-cost options for my health care. I am blessed to be a colorful, protest and shimmering lady. Unfortunately, I was not treated like an incandescent lady by either of the two doctors who provided me care at both of the clinics. Looking succor, I now realize that I was treated more like an object than an mutter woman who has thoughts, feelings and viewpoints that matter.
The only reason that I even consulted with clinic doctors was due to the fact that I was experiencing a very serious and painful medical set related to my disability. After almost fifteen years of efforts to sustain my factual hip in the socket using several forms of physical therapy, I learned a very painful lesson. Our bodies don’t always agree with the desires of our hearts. My hip went out of socket in January, 1994. In retrospect, I had years of warning about my hip, but the doctor was a difficult and arrogant man. This particular doctor remains very noted for how he performs surgery. However, the fact that this doctor lacked warmth and sensitivity and had the bedside manner of a tree stump was a major red flag to me. Although this doctor originally diagnosed my apt hip as going out of socket in May, 1993, I chose not to authorize him to operate on me. At the time, this was the best decision because our doctor-patient rapport was not the best. We were socially acceptable, but we really didn’t bag along at all.
The longer that my family and I searched for a knowledgeable, obedient and caring doctor, the more intolerable my hurt became. Eventually, my wound reached the point where my only comfortable situation was complete bed rest. If you have ever traveled to another country, then you can probably delight in how fantastically blessed we are to be living in the United States of America. Ironically, as wealthy as our country is, there detached exist rotten differences in the treatment of the people who have health insurance and those who do not. As both an American and a patient, I am deeply saddened and disappointed that this is the unacceptable reality of our unusual healthcare system.
Physically, I knew that I could not choose the injure worthy longer. Imagine that someone is constantly sticking your leg with hot, prickly, pins for over seven years. It is excruciating! That is exactly how I felt all the time. I knew I needed major surgery to be comfortable again and have any chance of regaining my ability to function in my daily life. So that I would receive distinguished needed health insurance for an operation which I seriously needed, my mom went to work part-time as an Attendance Secretary for the largest school system in our site.
A month before my senior year of high school, I underwent hip relocation surgery. I was in a chunky body cast for three months during the hottest time of the year! My recovery, which was originally expected to only last six weeks, in reality lasted three and a half years. As a result, I underwent many hours and forms of intense physical therapy. When you are sixteen, you don’t always relish the waste goal. During this time, I did not understand why I mild afflict, or why my therapist Cara was motivating me with music to work until I screamed and cried. Looking relieve now, I adore Cara very grand for her dedication, encouragement and commitment to me and my healing process. I knew that my healing process was in the Lord’s control and timing all along!
I am so incredibly thankful, both for the improvement and return to normalcy of my health, and God’s abundant blessings in each current day. Sadly, the lack of affordable health insurance remains a serious predicament for many Americans. In my conception, this is pathetic and unacceptable. We are in a healthcare crisis in the United States and are in serious need of a national health insurance policy. As both a patient who receives healthcare on a continuing basis and a tax-paying citizen, I hope and pray that the establishiment of a national health insurance program is accomplished in the advance future.
An Expat's Guide to Private Health Insurance in Portugal
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Filed under: Family Health Insurance
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